Being on and off furlough isn’t great for my bank balance however I know I am lucky that I still have a job during the pandemic and that I am able to earn my usual salary on the weeks i’m required to go into work. I just thought that because i’m not earning as much as I would be, i’d give myself the motivation to make some changes to save a bit more money! I actually save a blog post which inspired me to start implanting these changes by Charlotte and I’ve linked it below!
Switching my phone contract
I’ve had my Iphone XR for just under 2 years now on a phone plan and as much as I really want to upgrade to the new Iphone 12, there’s no need. My phone works fine and just last week I switched over to Vodafone sim only plan for £20 where I get 60GB more data and unlimted calls & texts- saving myself £34 a month. I find that sim only plans always work out cheaper so if you already have a phone that works, I don’t see the point in upgrading. You don’t always have to have the newest tech. And in the long run this will end up saving you a lot of money!
Cut out unnecessary buying
I am the worst for impulsive buying, for god sake I impulse bought a new Nintendo Switch. It’s partly down to the serotonin release of online shopping and feeling the need to waste my money. However, this shall go on no longer. I’ve got two wardrobes full of clothes so i’m banning myself from buying any new clothing items. I also have over sixty pairs of boots, sandals and trainers so I can definitely say I don’t need any new pairs. In reality there’s nothing new I need whatsoever. The only spending i’ll be doing this January is buying food, birthday gifts and spending my Christmas money.
*Okay this didn’t go to plan and I’ve spent a little bit of money on clothes and bought new shoes…*
A good trick i’ve learnt over the past few days is when you feel like you want to buy something online, or you see something you like, add it to your cart and leave it until the next day. You’ll more than likely find that you won’t want it the next day and thus will have saved you more money.
Stop signing up for marketing emails
Charlotte mentioned in her blog post to start unsubscribing from company emails and this is such a good idea and something I started actioning a couple months ago.
I’m sure i’ve signed up to thousands of mailing services, whether by accident or not opting out. Yeah sure those “50% off sale today only” emails are enticing but it’s just the companies strategy for pulling you in and rinsing your pockets. So many websites send so many emails as well it just clogs up your inbox. I do think this is 100% worth doing as it stops putting that thought in your mind that you need to cash in on the latest new styles from Urban Outfitters. There are a few companies I didn’t unsubscribe from like ASOS and Boots as I find they send useful emails and don’t clog up my inbox!
Most websites allow you to save & favourite items so you’re able to come back to them at a later date! I’ve found this to be such a good money saving tool because when I want to buy something i’ll save it to my wishlist and then when it comes to my birthday i’ll link it to my friends and family so they know what to get me. For the longest time i’ll buy myself stuff as and when i want it meaning when it comes to birthdays and Christmas I never have anything to ask for, so this way you’re saving yourself money and givng your family and friends presents you actually want! If you want some inspo for your wishlists check out mine on Amazon.
Saving money is really vital at a younger age, and something I wish I’d started doing way before I turned 21. If you have any other tips on how I can save, let me know below!
Want to see more? Hilda- A Netflix Original
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